1. What Personal Information we collect from you
The type of Personal Information collected by us may differ depending on whether you are or would like to become a client, supplier, employee or independent contractor. The type of Personal Information we may collect includes (but is not limited to) your name, date of birth, address, mobile and telephone numbers, facsimile number and email address. If applicable, we may also require details of your company's ABN and/or ACN, financial information including bank account and credit card details, profit and loss statements, balance sheets, your employer details and your occupation.
The Personal Information we collect is what is required for us to be able to provide you with our products and services, to manage and administer the product and service, to assess your application for credit and for incidental purposes. Where you do not wish to provide us with your Personal Information, we may not be able to provide you with requested products or services.
However, where it is unnecessary to collect Personal Information for the purposes of certain activities (for example when taking a survey), you have the option of not identifying yourself or using a pseudonym.
We will collect your Personal Information in a fair and lawful manner, and not in an unreasonably intrusive way. All Personal Information that is collected will be stored on our electronic server, internal computers and in hard copy files.
Where practical, we collect Personal Information directly from you. There may be circumstances in which we collect Personal Information about you from publically available sources and from third parties, including from financial institutions and credit reporting agencies when you apply for credit.
We destroy or permanently de-identify your Personal Information when it is no longer necessary for its purpose and we are not required by law to keep it.
2. How do we collect your Personal Information?
We will collect your Personal Information in a number of ways including:
Through our websites we can obtain your Personal Information if you send such information in an email or when you complete an on-line enquiry. When you look at our websites, we may make a record of your visit. The following information may be logged for statistical purposes:
Tracking technologies such as cookies may be used on our website to recognise a user's browser each time that user visits our websites. Cookies are pieces of information that a website transfers to a computer's hard disk for record keep purposes. Most web browsers are set to accept tracking technologies such as cookies. These tracking technologies do not purposefully identify the user. If you do not wish receive any cookies you may set your browser to refuse them. However, your use of our websites may be affected.
Please note that our website does not provide systems for secure transmission of Personal Information across the Internet except where otherwise indicated. You should be aware that there are inherent risks in transferring Personal Information over the Internet and that we accept no responsibility for Personal Information provided in unsecured websites.
3. Use and disclosure of your Personal Information
We collect and use your Personal Information for purposes that relate to:
We will not use or disclose your Personal Information for any other purpose unless you have consent to that use or disclosure.
Your Personal Information may be shared between Moffat and its related entities. If you do not wish to receive marketing information you can opt out by contacting our Privacy Officer.
Normally we will not disclose your Personal Information to third parties unless:
We will not sell, rent or trade your Personal Information without your prior consent where that consent is required by law. However, by trading and communicating with us, you consent to our use and disclosure of your Personal Information incidental to a sale of our business to a third party or where we outsource duties including database management to an external service provider for the purpose of rendering the required services.
We, and our agents, will only use and disclose your Personal Information in accordance with our purposes listed above and as permitted by the APP's and the Privacy Act.
4. Your consent
5. Quality of your Personal Information
We rely upon the accuracy of your Personal Information to provide our products and services to you. To assist us with this, please contact us immediately if any of your Personal Information ceases to be current.
Similarly, if for any reason you believe that the information we have about you is not accurate and complete, contact us and we will make the appropriate correction. If we believe that the information we have about you is inaccurate, out-of-date, incomplete, irrelevant or misleading, we will make the appropriate correction. If your Personal Information that we have previously disclosed to another APP Entity is corrected on our records, at your request we will notify that other APP Entity of the correction.
We will endeavour to respond to your request within a reasonable period after the request is made and may, if permitted by law, refuse to change our records of your Personal Information. If this occurs, we will provide you with reasons why this has occurred.
6. Access to Personal Information
You may access the Personal Information that we hold about you upon request and on reasonable notice. However there are some circumstances in which we may refuse to provide access or only provide partial access to this information. If your request for access is not granted, we will explain our reasons to you.
A nominal fee may apply to enable us to recover the reasonable costs of making such information available to you.
7. Security of your Personal Information
We regard the security of your Personal Information as paramount. To this end, we take all reasonable steps to protect your Personal Information from loss, interference, misuse, unauthorised access, modification or disclosure.
Only authorised people within our organisation are entitled to access your Personal Information for approved purposes. All our employees and agents are requires to sign a confidentiality agreement as a condition of their employment.
9. Transfers of Personal Information overseas
As the internet is a global environment, using the internet to collect and process Personal Information necessarily involves the transmission of that information worldwide. We will also share your Personal Information with the members of Moffat which are located in Australia, New Zealand, the United Kingdom and the United States of America. By trading and communicating with us, you acknowledge and agree to us using and disclosing your Personal Information in this way.
10. How to contact us
Should you have any queries or concerns in relation to our information handling practices, or if you wish to discuss any aspect of this policy, please do not hesitate to contact our Privacy Compliance Officer Peter R Barnes on +61 3 9518 3888 or fax us on +61 3 9518 3818. You may also write to us at:
Moffat Pty Limited
740-742 Springvale Road
Mulgrave VIC 3170
Attn: Peter R Barnes
11. How we handle complaints